Provides home pre-purchasing counseling and foreclosure prevention counseling, reverse mortgage counseling, as well as general homebuyer education.

Provides access to low-cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers.

Provides a fund in the form of grants and loans for first-time homebuyers and homeowners. Grants and loans include Down Payment Assistance, Home Improvement, Interest Rate Buydown, and Affordable Housing Construction and Rehabilitation programs.

Provides a homeowners' telephone counseling service that offers education and advice about home mortgage foreclosure. Counselors can provide plans of action specific to callers' needs for foreclosure prevention. Pre-purchase counseling, sustainable ownership, and mortgage scam education are also offered.

Provides information on lead safety, testing, and laws. Accepts reports of high lead levels. Provides information to tenants and landlords on Vermont Lead Law.

Provides assistance and education to protect consumers from financial fraud, and offers help with filing complaints. Regulates state-chartered banks, credit unions, and lenders, and can answer related questions and concerns. Provides information about mortgage assistance programs, approved reverse mortgage counselors, and foreclosure filing. Also enables consumers to check to see if their lender is licensed.